We offer a Portfolio Analysis Review (PAR) that provides you with the opportunity to learn, ask questions, and get a second opinion on your investments and finances. The same way that a cardiologist will stress test your heart, we will stress test your portfolio.

At no charge, I can prepare the following reports for you:

Investment Risk Analysis:
We will review your existing investments to determine the types and level of financial risks to which you are currently exposed. We will point out areas of concern and offer you our ideas on how to fix those problems.

Social Security Maximization Report:
Because there are thousands of different ways in which you can file for your Social Security benefits, we will create a personalized report specific to your credits earned that will give you specific instructions in how and when to file, and what the optimized strategy for your monthly benefits will be over a more probable life expectancy.

Tax Review and Analysis:
We will look for ways that may be available to help you reduce your tax obligations, both current and future.

Estate Transition Plan Review:
We will review your current estate plan and provide you with recommendations that may help to preserve your estate for the benefit of your heirs. This review will show you how to create a financial legacy that will help keep your personal values intact when you are gone while reducing/minimizing any taxes that your heirs may have to pay.

Complimentary Financial Plan:
The end result of our meetings will be a written financial plan that addresses your particular concerns and goals. The plan will include a thorough analysis of your current investments and any suggested changes. It will also include a comprehensive income analysis, suggested allocations, and options that are available for you to improve your current investments.

Retirement planning isn’t about aggressive money making ideas, it’s about establishing and committing to goals and taking the time to create a safe and secure financial plan. Your goals are the driving force behind the financial guidance our firm offers. Our job is to assist you in making well-informed decisions so that you can feel confident in your retirement strategy.