What We Do
We are wealth managers, and we help people successfully navigate the challenging and rapidly-evolving financial markets so that they can enjoy the benefits of life leading up and into retirement. We are a full-service financial planning firm, offering the gamut from financial education to wealth management by way of portfolio analysis and optimization, tax reduction strategies, asset protection, and estate preservation.
As fiduciaries, we work for you. We custody clients’ assets at TD Ameritrade. Think of us as your own personal family CFO. Through TD Ameritrade, we will be able to help manage your money in a manner that is aligned with your goals. We will not earn commissions from the assets we manage; we are simply paid a flat fee based on those assets we manage. Your success is our success.
At Scottsdale Wealth Advisory LLC, we value timely and personalized communication. As a client, you will always have a dedicated point of contact providing personalized attention. We will be available to meet with you on a regular basis, and if you have questions, just call. We will make sure your questions are answered promptly.
One of the valuable tools we offer to our clients is an on-demand reporting program called Generational Vault. This program provides an online “dashboard” to your finances allowing you to bring together all your financial accounts into one convenient user interface. You will be able to view all your financial accounts, banking, and credit card information in one convenient location. Generational Vault will provide you with online access to all your statements and the ability to quickly create and print reports and statements integrating all aspects of your finances. There will be no more need for remembering multiple websites and logins and having to go from site-to-site to piece your financial life together. This service is optional, but it is provided free to all our clients. It’s a perfect complement to our comprehensive and transparent approach to investing.
Our Investment Advisory Approach
We customize each client’s portfolio to meet his or her specific investment objectives. We believe in portfolio diversification as an important driver of achieving long-term investment objectives and to reduce portfolio risk. Our portfolio management approach is a dynamic process as we continuously evaluate new investment opportunities for our clients. We prefer high-conviction, focused investment strategies for our clients seeking long-term growth of capital. We believe that patience in investing adds considerable value. We are mindful of how taxes and investment costs impact the compounding of investment returns. We value our fiduciary responsibility to our clients. We believe in transparency in our business practices and alignment of interests with our clients. Diversification and asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment loss.
How Can We Help You?
We offer a Portfolio Analysis Review (PAR) that provides you with the opportunity to learn, ask questions, and get a second opinion on your investments and finances. The same way that a cardiologist will stress test your heart, we will stress test your portfolio.
At no charge, I can prepare the following reports for you:
Investment Risk Analysis:
We will review your existing investments to determine the types and level of financial risks to which you are currently exposed. We will point out areas of concern and offer you our ideas on how to fix those problems.
Social Security Maximization Report:
Because there are thousands of different ways in which you can file for your Social Security benefits, we will create a personalized report specific to your credits earned that will give you specific instructions in how and when to file, and what the optimized strategy for your monthly benefits will be over a more probable life expectancy.
Tax Review and Analysis:
We will look for ways that may be available to help you reduce your tax obligations, both current and future.
Estate Transition Plan Review:
We will review your current estate plan and provide you with recommendations that may help to preserve your estate for the benefit of your heirs. This review will show you how to create a financial legacy that will help keep your personal values intact when you are gone while reducing/minimizing any taxes that your heirs may have to pay.
Complimentary Financial Plan:
The end result of our meetings will be a written financial plan that addresses your particular concerns and goals. The plan will include a thorough analysis of your current investments and any suggested changes. It will also include a comprehensive income analysis, suggested allocations, and options that are available for you to improve your current investments.
Retirement planning isn’t about aggressive money-making ideas, it’s about establishing and committing to goals and taking the time to create a safe and secure financial plan. Your goals are the driving force behind the financial guidance our firm offers. Our job is to assist you in making well-informed decisions so that you can feel confident in your retirement strategy.