At Scottsdale Wealth Advisory, we understand that moving from phase one, the accumulation of retirement savings, to phase two, the distribution of those funds, can often send you into an analysis paralysis. While accumulating savings can be straightforward, managing them during retirement is often the opposite. Rest assured, our Guaranteed Income Planning Services are designed to guide you through this critical stage, ensuring your savings provide a stable, reliable income for life.

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Our Service Offerings

Our comprehensive approach to guaranteed income planning is built on a foundation of education, evaluation, and customized solutions that fit your unique financial situation.

Guaranteed Income Education

Retirement planning can be overwhelming, but it begins with understanding. At Scottsdale Wealth Advisory, we educate you on how guaranteed income sources and pre-retirement savings work together to provide reliable income. We aim to help you position your assets wisely and prepare for unexpected risks.

Understanding Your Options

Creating a secure retirement income stream requires balancing guaranteed income sources with your pre-retirement savings. We help you determine the income needed for essentials and discretionary spending, giving you a clear understanding of how to build efficient income streams. A combination of pensions, Social Security, and annuities, along with an assessment of your assets, forms the foundation of a robust income plan.

Assessing What You Already Have

Before diving into new strategies, it’s essential to assess what resources you already have. We start by evaluating your current retirement savings, employer pensions, Social Security benefits, and other assets. This helps us to create a clear picture of your financial landscape and determine how best to structure your retirement income streams to meet your needs.

Building a Guaranteed Income Plan

After assessing your financial situation, we create a personalized plan for steady retirement income, addressing risks like market volatility, inflation, and longevity. Our approach ensures essential expenses are covered, with options for guaranteed income for discretionary spending, safeguarding your savings for a secure, worry-free retirement.

Why Retirement Planning from Scottsdale Wealth Advisory?

Our comprehensive approach to guaranteed income planning is built on a foundation of education, evaluation, and customized solutions that fit your unique financial situation.

Guaranteed Income Education

Retirement planning can be overwhelming, but it begins with understanding. At Scottsdale Wealth Advisory, we educate you on how guaranteed income sources and pre-retirement savings work together to provide reliable income. We aim to help you position your assets wisely and prepare for unexpected risks.

Understanding Your Options

Creating a secure retirement income stream requires balancing guaranteed income sources with your pre-retirement savings. We help you determine the income needed for essentials and discretionary spending, giving you a clear understanding of how to build efficient income streams. A combination of pensions, Social Security, and annuities, along with an assessment of your assets, forms the foundation of a robust income plan.

Assessing What You Already Have

Before diving into new strategies, it’s essential to assess what resources you already have. We start by evaluating your current retirement savings, employer pensions, Social Security benefits, and other assets. This helps us to create a clear picture of your financial landscape and determine how best to structure your retirement income streams to meet your needs.

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Building a Guaranteed Income Plan

After assessing your financial situation, we create a personalized plan for steady retirement income, addressing risks like market volatility, inflation, and longevity. Our approach ensures essential expenses are covered, with options for guaranteed income for discretionary spending, safeguarding your savings for a secure, worry-free retirement.

Inflation Protection

We know that inflation can erode the value of your income over time, so we incorporate strategies to protect and maintain it. This helps ensure that your retirement savings keep pace with rising costs.

Risk Mitigation

We address key retirement risks, including market volatility, longevity, and inflation, to ensure your income remains stable throughout your life. This safeguards your financial security, allowing you to live confidently in retirement.

Tailored Retirement Management Services

Custom Portfolio Design

Stress Testing And Fee Analysis

401K, 403b Rollover

Social Security Optimization

Common Retirement Planning FAQs

What is a Retirement Planning?

A guaranteed income plan is a financial strategy designed to provide you with consistent income throughout your life, particularly during retirement. These plans typically include financial products like annuities or pensions that deliver regular payments regardless of market performance. They can be tailored to your specific financial situation and offer a safety net for those concerned about running out of money in retirement.

Is guaranteed income a good idea?

Guaranteed income is wise for individuals who want peace of mind during retirement. It eliminates the uncertainty of relying solely on investments that fluctuate with the market. By ensuring a steady income, a guaranteed income plan helps cover essential living expenses and allows you to maintain your desired lifestyle, even during economic downturns.

How do I get guaranteed monthly income?

You can secure guaranteed monthly income through various methods, including annuities, maximizing your pension benefits, and Social Security. Our team at Scottsdale Wealth Advisory can help you determine the best combination of income sources based on your retirement goals.

How much does guaranteed income planning cost?

At Scottsdale Wealth Advisory, we offer hassle-free, no-obligation consultations to help you start on the path to guaranteed income success for your future.

Who can benefit from guaranteed income planning?

Guaranteed income planning benefits anyone looking to secure financial stability during retirement. It’s beneficial for risk-averse individuals, those without significant pensions, or those who want to supplement their Social Security income. If you’re nearing retirement or just starting to consider your options for long-term financial stability, guaranteed income planning can provide the security and peace of mind you need.

Book a Guaranteed Income Planning Session Today!

Securing your financial future doesn’t have to be complicated. At Scottsdale Wealth Advisory, our expert advisors simplify the process and tailor it to your needs. Contact us today to build your guaranteed income plan and enjoy a confident, financially secure retirement.